Savings Accounts
Savings Accounts
Savings Account Rates
| Account Type | Dividend Rate* | APY** | Balance for APY |
| Main Share Savings | 0.300% | 0.300% | $5.00 |
| Sub-Share Savings | 0.300% | 0.300% | $100.00 |
| WINcentive Savings | 0.490% | 0.500% | $0.00 |
| Holiday/Vacation/Back to School Club | 0.300% | 0.300% | $0.00 |
| Checking | 0.150% | 0.150% | $1,000.00 |
| Pet Savings | 0.300% | 0.300% | $0.00 |
| Health Savings Account | 0.450% | 0.450% | $1.00 |
| IRA Savings, Roth & Coverdell | 0.600% | 0.600% | $10.00 |
Share Savings Accounts
This account is called a Share Savings because the $5.00 you deposit into this savings account is similar to you buying a share of stock in our credit union. That $5.00 deposit makes you a member-owner of the credit union; it is the foundation of your membership with us. Once your membership is open, this account functions just like a traditional savings account, giving you benefits like:
- Earning dividends from the first day of deposit
- No monthly service fees or charges
- Free, instantly issued debit card
- Access to free Online & Mobile Banking so you can watch your savings grow
- Small minimum balance of only $5.00
Health Savings Accounts (HSA's)
Health Savings Accounts (HSA’s) are a type of savings account that allows you to save your money on a pre-tax* basis to help you pay for qualified medical expenses, such as:
- Deductibles
- Co-payments
- Co-insurance
- Other medical expenses
HSA’s are not “use it or lose it” type accounts, so your HSA balance rolls over from year to year, but their maybe annual contribution limits. When you open your HSA account will receive a special debit card to easily access and track your HSA funds.
*Consult your tax professional for details.
