We’ve got savings accounts to help you save for anything and everything.
When you are ready to open an account at Daily Diary Credit, the first step is to open your Share Savings Account. From there, you’re able to access all of our financial products and services, like all of these savings account options. We offer a wide variety of savings accounts to help you meet your unique savings goals and manage your money the way you want. Explore each of our savings accounts below and contact us with any questions.
Savings Account Rates
Account Type
Dividend Rate*
APY**
Balance for APY
Main Share Savings
0.300%
0.300%
$5.00
Sub-Share Savings
0.300%
0.300%
$100.00
WINcentive Savings
0.490%
0.500%
$0.00
Holiday/Vacation/Back to School Club
0.300%
0.300%
$0.00
Checking
0.150%
0.150%
$1,000.00
Pet Savings
0.300%
0.300%
$0.00
Health Savings Account
0.450%
0.450%
$1.00
IRA Savings, Roth & Coverdell
0.600%
0.600%
$10.00
Share Savings Accounts
This account is called a Share Savings because the $5.00 you deposit into this savings account is similar to you buying a share of stock in our credit union. That $5.00 deposit makes you a member-owner of the credit union; it is the foundation of your membership with us. Once your membership is open, this account functions just like a traditional savings account, giving you benefits like:
Earning dividends from the first day of deposit
No monthly service fees or charges
Free, instantly issued debit card
Access to free Online & Mobile Banking so you can watch your savings grow
Small minimum balance of only $5.00
Health Savings Accounts (HSA's)
Health Savings Accounts (HSA’s) are a type of savings account that allows you to save your money on a pre-tax* basis to help you pay for qualified medical expenses, such as:
Deductibles
Co-payments
Co-insurance
Other medical expenses
HSA’s are not “use it or lose it” type accounts, so your HSA balance rolls over from year to year, but their maybe annual contribution limits. When you open your HSA account will receive a special debit card to easily access and track your HSA funds.